+  What is the insurance address for Platinum Auto Finance?

Platinum Auto Finance
PO Box 390191
Minneapolis, MN 55439-0191

+  Where do we send our funding packages?

Platinum Auto Finance
Attn: Funding
25 North Main Ave.
Clearwater, FL 33765

+  What kinds of deals does Platinum Auto Finance buy?

We purchase contracts in the subprime to near-prime space, focusing on the ability and stability of the customer. We specialize in credit-challenged customers using our internal scoring model to determine risk on a deal-by-deal basis. Please reach out to us at sales@platautofinance.com to learn more.

+  What kind of dealers does Platinum Auto Finance do business with?

We sign both franchised and independent dealers. However, we are careful in our approach. We prefer strong relationships with a select group of dealers rather than infrequent business from a larger dealer base.

+  What is your lending philosophy?

Our buyers leverage data, but they are not tied down in making decisions. We invest in the best technology available, while still giving our credit team the authority to decision deals based on their own knowledge and experience. We work diligently to fund deals within 24 to 48 hours. Clean contracts can sometimes fund the same day.

+  How can I contact Platinum Auto Finance?

We would love to hear from you. Reach out to us below about doing business.